Ripple’s strategy is shifting XRP from retail speculation to institutional utility. With RLUSD, native lending on the XRP Ledger, European regulatory approvals, and over $1.18 billion in spot ETF inflows, 2026 may mark the beginning of XRP’s true institutional era.

While most of the crypto market remains cautious, XRP is quietly sending powerful signals. On-chain data from Binance reveals rising buy pressure, falling exchange supply, and a tightening price structure that could set the stage for XRP’s next major move heading into 2026.