Ripple’s strategy is shifting XRP from retail speculation to institutional utility. With RLUSD, native lending on the XRP Ledger, European regulatory approvals, and over $1.18 billion in spot ETF inflows, 2026 may mark the beginning of XRP’s true institutional era.

River Protocol just delivered a jaw-dropping 1,900% surge in 30 days, putting chain-abstraction and satUSD in the spotlight. Here’s how River eliminates stablecoin bridging, why whales are piling in, and what its explosive rise could mean for DeFi in 2026.