Most savings accounts quietly lose value over time. As inflation rises and bank interest stays low, Decentralized Finance is emerging as a powerful alternative — offering higher potential yields, self-custody, and global access. This guide explains how DeFi works, why it matters, and the risks every beginner must understand before getting started.

In the last 24 hours, the crypto market surged over $200 billion as Vanguard unlocked Bitcoin, Ethereum, Solana, and XRP ETFs for 50 million investors. Institutional demand is accelerating fast—here’s what that means for the next leg up.